If you're sick and tired of being charged reasonably limited in late fees, balance transfers, APR and annual fees, you may do well to consider the Chase Slate charge card. In fairness, it's not going to give you the type of travel benefits you can get with certain other cards, such as the Chase Sapphire Reserve. What it will give you is a great interest rate, convenient methods for keeping track of your spending, protection from fraud and unauthorized charges, incredible introductory APR and balance transfer offers, and no annual fee. You heard me- no annual fee. How frequently in 2021 can you say that in regards to a credit card? And the benefits don't end there- if you are tempted to give the Chase Slate a try but want to know more before you do, take a look at these 20 reasons why you shouldn't hesitate in filling out that application form (although just like a quick disclaimer before you do – all benefits are susceptible to change, so make sure to continue to date with any amendments through the Chase website.
1. Enjoy Exclusive Use of Chase Experiences
Want exclusive access to the biggest, best and most exclusive events and venues over the US? With a Chase Slate card, you will get it. Chase offers its lucky cardholders access to such privileged perks as Chase Preferred Seating tickets, great deals on merchandise, special offers on food and beverage concessions, and use of exclusive, one- of- a- kind experiences through its partner network. Be it at Madison Square Garden, the Chicago Theater, Amalie Arena, Chase Field or Golden State Warriors, flash your card and you're guaranteed one of the best seats in the house.
2. Get Free Auto Rental Collision Damage Waiver
Say no to costly rental car collision insurance by using your Chase Slate card instead. Charge your entire rental cost to your card and under the terms of its Auto Rental Collision Damage Waiver policy, you will be covered for theft and collision damage. As an added perk, the insurance doesn't only cover you – any additional drivers mentioned on the rental agreement will also take advantage of the policy. The cover extends to both physical damage and/ or theft, any towing charges needed to take the car to the nearest repair facility, and then any loss-of-use charges incurred by the rental car agency.
3. Enjoy Worry-Free Shopping with Purchase Protection
Use your Chase Slate card for all your purchasing requirements, and in the event of theft or damage to the new goods, you'll be safeguarded with Chase's Purchase Projection Plan. The program provides coverage for up to 4 months from the date of purchase and enables you to claim up to $500 per item, or $50,000 per account. If you're buying for a friend, they'll be also protected under the terms of its cover. Bear in mind not all purchases are covered: if you are buying a boat, an antique, or an item that may \”mysteriously disappear with no evidence of a wrongful act\”, you might like to consider additional insurance.
4. Get Help with Roadside Dispatch
In a pickle? Call 1-800-847-2869 and Chase will dispatch all the help you need, whether that's towing to the nearest repair site, a tire change, a jumpstart, a lockout service, a winching, or perhaps a fuel delivery. Well, they will if you're a Chase Slate cardholder. If you aren't, I can't guarantee they won't hang up on you. The roadside assistance is available throughout the US and Canada, but it does come with a couple of conditions: the tow will only cover you for 5 miles, the tire change service demands you carry your own good, inflated spare, fuel delivery doesn't cover the cost of fuel, and the winching service will only help to within 100 feet of paved or county maintained road.
5. Protect Yourself with Zero Liability Protection
In these days of identity fraud, the possibility of your card getting used illegitimately is a perpetual worry. Chase mitigates from the risk with its very useful Zero Liability Protection plan: if you see any charges to your account you cannot remember making, simply call the amount on the back of your card and Chase will take care of it on your behalf.
6. Benefit from Free Fraud Protection and Alerts
Working hand- in- hand with Chase's Zero Liability Protection are its Fraud Protection and Fraud Alerts plans. Even if you're a little lax about checking your bank account on a regular basis, Chase will keep a close enough eye on your transactions to make sure you don't become a victim of fraud. If its Real-Time Fraud Monitoring System detects any unusual activity, Chase will notify you instantly having a phone, text or email (as long as they have the right information, that's, so be sure to keep your details updated and log any changes every time they happen).
7. Arm Yourself Against Counterfeit Fraud
Chase uses probably the most up- to- date technology to guarantee your security. Every Slate card comes complete with an embedded chip to help combat counterfeit fraud, adding an extra layer of security to the existing card protections and making it easier for you to use your card outside of the US.
8. Enjoy Extended Warranty Protection
Want extra warranty with no horrendous cost of buying it directly from the retailer? Then you're fortunate. Chase offers Slate cardholders the added value of Extended Warranty Protection. The protection will extend the warranty duration of any US manufactures warranty period by one additional year, provided the eligible repair warranty is for three years or less and also the item has been purchased while using Slate card. Coverage is more than generous, capping out at $10,000 per claim, with a maximum of $50,000 per account.
9. Join Automatic Account Alerts
If you like to keep a firm grasp on your finances, Chase has plenty of ways to help. Its automatic account alerts are a case in point. Modify your account settings to allow alerts, and Chase will notify you via email or text each time a payment is due or received; when a balance transfer or payment has been posted; once your balance reaches a pre-defined amount; or maybe there's been a high transaction on your account. You also have the option of selecting which alerts you do (and don't) want to receive and also to edit your preferences on how the alerts are sent.
10. Add an Authorized User for Free
If you're feeling generous, Chase will allow you the benefit of adding up to five additional authorized users free of charge. The lucky five can be part of your card membership privileges, while you'll benefit from the convenience of being able to track all of your household expenses under one consolidated statement, making it that much easier to keep an eye on your spending.
11. Get Free Overnight Shipping for Replacement Cards
We've all had that awful, stomach- lurching moment whenever we realize we've left the bar, but our charge card hasn't. Fortunately, Chase will replace any lost card easily and quickly. Simply call the 24/7 customer support hotline on 1-800-945-2000 and they'll get a replacement card out to you with free overnight shipping.
12. Access Your Credit Score for Free
Don't underestimate the value of keeping track of your credit score- landlords uses it to decide if you're a trustworthy tenant; insurance providers will use it to set your premium for auto and homeowner's coverage; banks will use it to decide if they want your custom or not. If you keep an eye on your score, you'll be in a better position to take any action required to improve it. Providers like Experian will let you access your credit rating, but usually at a price. Fortunately, owning a Chase Slate card provides you with 24/7 access to your score free of charge.
13. Keep Up to Date with 24/7 On the internet and Mobile Access
Chase is nothing if not abreast of the times. To improve the user experience, it offers cardholders the chance to manage their accounts quickly and easily with Chase Online and the Chase Mobile app. Read your statements, monitor your transactions, repay what you owe, transfer funds and see check images with only a few clicks of a mouse or swipes from the screen- all with the added protection of encryption technology.
14. Keep an eye on Your Spending with a Free Year-End Summary
Want to know where your salary has been going the past year? With Chase Slate, you can find out quickly and easily. Sign into your account and you'll be able to download your Year End Summary for free. The summary will show every transaction, transfer, advance and purchase you've made over the last 12 months, conveniently broken down by section into supermarkets & drugstores, automotive, shopping, travel & entertainment, tax-deductible & related expenses, home improvement/maintenance, restaurants, and other.
15. Enjoy Peace of Mind with Automatic Payments
Sign up to and including Chase Slate credit card and you can ensure your payments go out on time every month thanks to its automatic payment options. Payments can be created quickly and hassle-free using a choice of payment methods, including online, from your mobile device, via automated phone service or at your local Chase branch.
16. Help the Environment with Paperless Statements
Want to do your bit for the environment by getting rid of paper statements? Then Chase may be the bank for you. Chase will email you when your statement is ready, giving you secure, real-time use of your transaction history through the website or mobile app without having to wait for it to arrive in the mail.
17. Leave Your Wallet at Home with Digital Pay Options
Always forgetting your wallet? Don't worry -if you have a Chase Slate card, you can pay on the go quickly and easily together with your mobile device. Using Chase Slate and Chase Pay, you are able to combine your cards, loyalty programs and rewards to order ahead, pay in store, online, or in-apps hassle- free. You will also have access to Apple Pay, Google Pay, Samsung Pay, Visa Checkout, Fitbit Pay and Gamin Pay.
18. Enjoy Access to Special Offers
From time-to-time, Chase will introduce special, one-off offers that make owning a Slate Card that much more enticing. For instance, running from now until December 2021, Chase Slate cardholders could possibly get double back on Chase offers. Simply activate your Chase Offers on Chase.com or through the Chase Mobile app to savor 2x on Chase offers with the Slate Double Back.
19. Consolidate Your Finances
Chase Slate wants your business – and it's willing to prove it. If you're paying over the odds on high-rate credit cards or have too many cards to count, Chase will let you consolidate your balances and simplify your finances (and life) by transferring your existing balances over to your Slate card. The result? You'll pay less long-term interest, repay your balance quicker with Slate's lower interest rate, along with streamlining your monthly obligations. As an added bonus, transfer the total amount within the first 60 days from account opening and you won't be charged a transfer fee. As Credit Donkey notes, most credit card providers will charge you a 3%-5% balance transfer fee, so take advantage of the free offer while you can- you're unlikely to locate it anywhere else.
20. Save Hundreds without any Annual Fee
With ever-increasing numbers of providers charging their users a premium in annual fees, coming across a credit card that offers a great service for free is becoming a rarity. And yet that's exactly what's on offer using the Chase Slate credit card. Yep, all those lovely benefits and features we've discussed come with an annual charge of exactly zero dollars, nil cents. In the event that wasn't enough, you'll also obtain a zero percent introductory APR for that first 15 months on purchases and balance transfers from account opening. and as an added extra, no penalty APR if you happen to be late with a payment. Can’t say fairer than that.